We play fair.

Athena's changing home loans for good.

Multi award winning loans.
Multi benefits.

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Switch to fairness.
Switch to huge savings.

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Faster Pre-approval.
Faster to pay it off.

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Why choose Athena?

We've got a bunch of Athenamazing features to help you shape and flex your home loans how you want.

Balancing profit with people and purpose, Athena is a certified B-Corp. It’s proof we’re working for a better, fairer world.

Automatic Rate Match

Stay great rates

You’ll get great home loan rates from the get-go, that stay great from day one until day none.


No loyalty tax

Existing & new customers score the same sexy rates on like-for-like loans¹. An Aussie First.

No Athena Fees Placard

Zero fees

No valuation, exit or monthly fees for Straight Up and Power Up. Zero. None. Zilch.

Athena AcceleRATES

Drop your own rate

We automatically lower your rate the more you pay down your home loan.

Excludes the Athena Access powered by PepperMoney product

Fintech Winner Badge 2023 mobile
Fintech Winner Badge 2023 mobile
B Corp Logo Dark
B Corp Logo Dark
Finder Award Winner mobile
Finder Award Winner mobile
WeMoney winner mobile
WeMoney winner mobile

It's fast and easy to get started with Athena

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Pre qualification savings illustration mobile
Pre qualification savings illustration mobile
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Your personalised loan snapshot in 5 mins

See your fee-free starting rate, repayments and savings before you apply.

No credit checks yet! You’ll be blown away.

Get a quote in 5 mins

Prefer to chat about your home loan options?

Our Aussie based experts love talking home loans and helping you through the application process.

Want to arrange a call before you apply online?

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Athena acknowledges the traditional owners of the land on which we gather the Gadigal people of the Eora nation. We acknowledge that sovereignty was never ceded and respect their continued and continuing connection to this place.