Home loan eligibility

Loans that tick your boxes

We've got home loans for all types of borrowers. From home owners to sophisticated investors, from the straight-forward to the complex, we'll help you find a loan that ticks your boxes.

Getting started is super simple. Check your eligibility and see your loan options including rate and repayments in just minutes.

Help when you need it

Our Aussie-based Loan Experts look at your situation holistically and are available to lend a hand if you need it.

They can help check your eligibility and review your mortgage options. If you're uncertain about anything, chat with our Loan Experts. They're experienced and love to talk home loans.

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Eligibility Contact Us mobile optimised

Real life.
Real loans to suit.

Here are some examples of how Athena has helped find different customers the right home loan.

Saving Anita time and money

As a solo working mum, Anita had a lot going on. She needed a lender to communicate with her via email and text only and find ways to help her achieve her goals without taking much of her time.

Athena listened and did exactly that. We worked around her busy schedule and helped Anita refinance her home loan, saving her the most valuable thing - time.

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Structuring James’ loan for max returns

James had been working at a large company for over 2 years and wanted to purchase his first investment property. His financial advisor recommended he pick a home loan with an offset account to maximise his tax deductions.

Athena supported James with detailed property and suburbs reports and fast pre-approval so he could purchase the investment property he wanted. Now he’s set up on our Power Up loan with a fee-free offset which is perfect for his needs and investment goals.

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INV-Buy-Eligibility-Mobile optimised

No delays for small business owner John

John started his own business just over a year ago. He wanted to buy a home but didn't have any completed tax returns.

Athena accepted two Quarterly BAS statements and an accountant's letter for income verification and was able to get John pre-approved quickly. He purchased his dream home much sooner than he expected saving him time, money and stress. Now he can focus on his business and owning his home faster.

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Pay less mobile optimised 600x400

Consolidating Sam's debts

Sam was paying interest on six different debts, with six different interest rates. He was in arrears on some of these loans, and wanted to improve his cashflow.

Athena looked beyond his credit score and helped Sam refinance his home loan and consolidate his debts. He chose to start with a 40 year loan term to help lower his initial repayments. He can change this later when his financial situation improves. Sam is now saving a tonne of money and stress and on his way to paying down that loan sooner.

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Consolidate debt mobile

Actual loan outcomes may vary. These case studies are indicative of real-life situations we've handled, but results are not guaranteed for all applicants due to individual circumstances.

Real home owners.
Real love.

Join the thousands of happy Athena customers and hear their stories on Trustpilot.

Athena acknowledges the traditional owners of the land on which we gather the Gadigal people of the Eora nation. We acknowledge that sovereignty was never ceded and respect their continued and continuing connection to this place.