Automatic Rate Match two arms surrounding percentage graphic

Loyalty is royalty

No other Aussie lender treats their existing customers like we do.

The bottom line is: If we drop rates for new customers, we’ll automatically drop it for existing customers on like-for-like home loans¹.

Just about every lender attracts new customers on a low rate but leave their existing customers on a higher one.

Join us and get an Athena Straight Up or Power Up home loan.

Royalty is loyalty no tax desktop
Royalty is loyalty no tax mobile
Royalty is loyalty no tax mobile

Our Automatic Rate Match

We built Athena’s Automatic Rate Match for this very reason. It’s an Aussie first! Because we want all Athena customers to have peace of mind after they’ve joined us that they’ll always be treated fairly.

It’s our promise to you, we’ll always have your back. We’ll never screw you over by sneakily raising rates behind your back¹.

The Australian home loan industry is flawed and it's common practice that existing customers pay higher home loan rates. Essentially, the existing customers are funding new lower customer rates so that lenders get new business.

Sleep Soundly still desktop
Sleep Soundly still mobile
Sleep Soundly still mobile

Choose the lender who puts you first

Lender without Automatic Rate Match

🪞 Smoke and mirrors
“The advertised rate is so much lower than mine!”

😕 Everyone on a different rate
Almost every customer is on a different rate

💔 Honeymoon ends
You sign up on super low rate then realise it’s not so great anymore

🫨 Never ending changes
Your lender keeps increasing rates for no reason

Athena with Automatic Rate Match

👁️ What you see is what you get
Have peace of mind, what’s advertised to new customers, is what you’ll get

😄 We're always upfront
No guesswork

📉 Transparent rates
If we drop rates for new customers, we’ll automatically drop for existing

💜 Customer fairness
No ‘front book, back book’ pricing bulls***

Join thousands of Aussies taking control
of their mortgage

You’ve got nothing to lose but your home loan!
Take 3 mins to see your loan options including rate and repayments.

Athena acknowledges the traditional owners of the land on which we gather the Gadigal people of the Eora nation. We acknowledge that sovereignty was never ceded and respect their continued and continuing connection to this place.