Buy that new home like a boss 👊
✓ See your borrowing power in 5 mins
✓ Fast pre-approval that lasts 90 days
✓ #1 digital home loan lender
What stage are you at?
No matter where you are in your buying journey,
we'll help you buy with confidence and get you a home loan fast.
I’m buying my first home
Then let’s make your first home loan a good one
We’ll help you get a kick ass home loan with a great rate and Australia’s fairest features.
We currently don’t do the paperwork for First Home Owner Grants but your solicitor or conveyancer can, and we’ll take care of the rest.
Home loans stacked with features 🏡 🔑 🏠
All our award-winning loans have super sharp rates and our Aussie-based loan experts are here to guide you through your application and beyond.
Compare and learn more about our variable and fixed home loans.
Rates from 6.24%^
No frills or fuss, just an awesome low variable rate with redraw.
✅ No fees²
✅ Redraw
❌ Offset
❌ Multi-offset
❌ Split loans
✅ Aussie loan experts
Power Up ⚡
Rates from 6.39%^
Variable rate with offset & splits for extra flex & saving power.
✅ No fees²
✅ Redraw
✅ Offset
✅ Multi-offset
✅ Split loans
✅ Aussie loan experts
Rates from 6.49%
(6.35%^ comparison)
Lower your repayments and free up cash as a short term option.
✅ No fees²
✅ Redraw
✅ Offset
✅ Multi-offset
✅ Split loans
✅ Aussie loan experts
Straight Up and Power Up rates are variable & comparison^.
Calculate your borrowing power
Crunch the numbers to find out how much you could borrow, your repayments and the estimated purchase price you could go for.
Get ready to say farewell to your home loan faster
You’re dealing with real estate agents, auctions, tax and everything else that goes with buying a new home (did we mention insurance??). We’ll make it easy with your buying home loan.
First time buyer? No worries. Buying that dream home shouldn’t be a nightmare.
Meet our Loan Experts
Our Australian loan experts are here 5 days a week to answer all your questions and help you submit an application for a split loan.
Book a time to talk now.
Our mortgage rates for buyers
We have two variable home loan options for property buyers - Straight Up and Power Up.
If you're after stability for peace of mind, we also offer fixed interest rates.
Our Straight Up rates
LVR Tier | Rate | Comparison Rate |
---|---|---|
0-50% Obliterate | 6.24% | 6.24% |
50-60% Celebrate | 6.29% | 6.27% |
60-70% Evaporate | 6.34% | 6.31% |
70-80% Liberate | 6.39% | 6.35% |
Our Power Up mortgage rates
LVR Tier | Rate | Comparison Rate |
---|---|---|
0-50% Obliterate | 6.39% | 6.39% |
50-60% Celebrate | 6.44% | 6.42% |
60-70% Evaporate | 6.49% | 6.46% |
70-80% Liberate | 6.54% | 6.50% |